You should also look at things like fees (origination fees, prepayment penalties), repayment terms (how long do you have to pay back the loan? If you have good credit, you may be able to qualify for a low-interest rate loan. * Indicates required field. Other companies may require several days to fund approved loans, so its good to know what their funding time frames look like beforehand. If the pool builder of your choice has not worked with us before, there is a brief setup process. The best pool loans offer large loan amounts, relatively quick funding time frames, competitive interest rates, and flexible repayment periods so borrowers can comfortably finance a pool installation. Central Bank Light Stream Viking Capital HFS Financial Lyon Financial Credit Union Apply online for a secured pool loan with Central Bank. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. No problem there but then I was told they wanted $1000 extra just to process payments to the people who would be doing the work. This could save you thousands of dollars over the life of the loan. Both Karen and Kevin were absolutely delightful to deal with, so grateful. LYON FINANCIAL OUR SPECIALITY $2,700,000,000. The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. Lyon Financial | Better Business Bureau Profile Terms and conditions are based on borrower (and co-borrower if applicable) needs and qualifications, are subject to change, and may expire without notice. Fill out the pre-application and take one step closer to swimming in the pool of your dreams. It was definitely the answer for us. Get more reviews from your customers with Birdeye. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. Cant decide if you want a basic pool or a backyard oasis? You get one more interest-only payment but can no longer affect the payment going forward. New Pool Financing | Premier Pool Contractor 500,000+ Happy . We strive to provide a 5-Star worthy experience to every customer. Highly recommend! Lyon Financial has a wide variety of loan products to choose from, so you can find the perfect fit for your needs. Exact interest rate determined by credit profile. We couldnt have. This can be beneficial because it allows you to work with just one company throughout the entire process. Dominate search results. Consulting a pool loan calculator could help homeowners determine how much a particular loan will cost when its all said and done. You need JavaScript enabled to view it. Here's a closer look at Viking Capital vs Lyon Financial: Viking Capital is a direct lender, meaning they provide financing directly to consumers. The model is leaning Over, and it says one side of the spread has all the value. TX-SML# 42691 Loan length can have a major impact on a borrowers monthly paymentfor instance, a 10-year pool loan will be stretched out over more installments compared with a 3-year loan of the same loan amount, resulting in lower payments each month. The Original Jackson Pools | Pool Financing My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! Let us suggest the right program for you to make your swimming pool dream come true. Loan limits on pool loans can vary quite a bit because some lenders finance these home renovations through basic personal loans, while others have dedicated financing products tailored specifically to the requirements of a pool installation. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. You are only required to pay interest on the funds charged during the first 7 months of the loan. There are many factors to consider when taking out a loan for a pool. Have more financial questions? Find out how easy a pool financing could be from the company who knows pools inside and out! With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. Terms, amounts, and APR may differ based on loan purpose and credit profile. One option for financing your pool is to get a personal loan from a bank or credit union. When you have good credit, you deserve a low-interest, fixed-rate loan. Lyon Financial is a great company to work with if you are looking for a pool loan. Lions 24-28 Vikings (Sep 25, 2022) Game Recap - ESPN Why Choose Viking Capital for Swimming Pool Financing? Conditions and limitations apply. Homeowners reviewing their pool loan options may also want to take into account that personal loans tend to have higher interest rates than many other types of loans. Never any problems. Swimming Pool Financing Options - Viking Capital Pool Financing *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. There are also no appraisals or home equity requirements. You'll feel like the valued customer you are. Viking Capital. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. Again, keep in mind that if housing prices drop after taking out this type of loan, you could find yourself underwater on your mortgage balance owed versus what your home is currently worth in the marketplace . >>> Lyon Financial >>> HFS Financial >>> Viking Capital #Available on approved credit, not all will qualify. Customers can also explore a wide range of other loan products from this lender. If you are looking for a flexible financing option with competitive rates, then Viking Capital Pool Loan is a good choice for your business. Heres a closer look at Viking Capital vs Lyon Financial: You cannot apply via phone. When you have good to excellent credit, the choice is yours. Reviews | Viking Capital Home Improvement & Pool Financing They have a simple application process and you can be approved for up to $250,000. A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. APPLY AT VIKING CAPITAL . Viking Capital, Inc. is a family-owned business that has been offering the most desirable financing options available in the industry since 1999. SoFi does offer some flexibility for borrowers who fall on hard financial times, though. There was never high pressure sales on anything like that. He gave me ideas on areas to improve my credit score so I could get approved for funding. The first step is to find a lender who works with people in your situation and compare their offers. Bnit Mulindwa gave Viking Capital, Inc. a 5 star Review on Facebook. For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. He even suggested my husband co-signing which after fixing. Viking Capital, Inc. Jul 2022 - Present10 months Marketing Director Lyon Financial May 2015 - Jul 20227 years 3 months Lyon Financial specializes in financing solutions for swimming. Less than a week turn around. What am I missing that makes this a horrible loan (besides the ridiculous 7.99% rate - which we plan to pay off in 18 months). Copyright 2023 Acton Media Inc. All rights reserved. Credit score requirements can vary from lender to lendersome lenders may not have any set minimum credit score at all. Viking Capital. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. Viking Capital Pool Loan Credit Requirements Do you have a project in mind? Lyon emerges from bankruptcy - Modern Materials Handling Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. Subject to change. When it comes time to apply for a pool loan, homeowners may prefer an application process thats quick and easy to complete. Partner with the industrys leader to make your backyard dreams come true! explained everything and. FREE Loan Consultations and payment details for all applicants! Very happy with the process. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. Wondering how much it costs to install a pool? The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). will treat you like the valued customer that you Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. !You have a new customer for life! Its easy to use and provides accurate results. We may earn money or products from the companies mentioned in this post. . Loan amount $50,000Rate 7.99%Term 20 YearsMonthly payment $418/mo. A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. Financing | OC Poolscapes Visit Lyon Financial for More Information, Visit Viking Capital for More Information, Visit Sunmark Credit Union for More Information, Both fixed and variable interest rates available, Borrow up to 100% of homes appraised value, No application fee or pre-payment penalty. A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. SITE DESIGNED BY . If this option sounds more appealing than a dedicated pool loan, homeowners may want to review the best home improvement loan providers and see if theres an option thats right for them. home containur-pools Viking-Capital-Military-Flyer hfs-consumer-backyard American-Heritage-Pool-Corporation-CA-Custom-Flyer. Even fiberglass pool costs, which are often lower than the price of other pools, can run $29,178 on average. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. Lyons Financial is an outstanding and reasonable financial company that offers great rates especially if you're trying to get financing for an in ground pool! Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. // Finally, click Calculate. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built. Save my name, email, and website in this browser for the next time I comment. You'll feel like the valued customer you are. Desirable loan options and personal attention every step of the way! Then youve come to the right place! We refinance your current mortgage plus the cost of the swimming pool, closing costs and prepaids into one low interest loan. Once you have a better understanding of where your score needs improvement, take steps to boost it by paying down debts and making timely payments on all future bills. here's everything you need to know about chlorine vs salt pools. Lyon Financial acts as an Account Manager and is not a lender or a broker. The smiles start here! Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! However, if you still don't see what you're looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. Term of 30 years requires a minimum FICO of 780. The total cost of a loan was an important consideration as well, which is why we weighed discounts and fees in addition to each lenders annual percentage rate. We use the after improved appraised value and go all the way up to a 95% loan to value. As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. A FINANCING PARTNER LIKE NO OTHER:Since 1999, Viking Capital has been providing swimming pool financing services, with personalized customer attention, to ensure that every pool loan is a perfect fit.We offer highly desirable swimming pool loan options for your clients and FREE advertising support for you! Advertised rates and terms are subject to change without notice. APPLY AT VIKING CAPITAL . Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. You can be confident thats what youll get with LightStream, because we back our low rates with our Rate Beat Program. Our investments in technology keep your Cash-out refinances typically have higher interest rates than traditional mortgages but can still be cheaper than taking out separate loans for these larger expenses. It is a big financial investment, but its also a huge quality of life investment. Well also email you the link so you can view at anytime. Youre in control of the loan process with LightStream. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. Explore Our Financing Options | Vintage Pools Will update as the pool is installed.! Paramount Capital is a free service designed to help customers find and obtain sound financing solutions for their backyard dreams. Since a borrowers credit score could impact the availability of different financing options, homeowners may want to consider lenders minimum credit score requirements early in the selection process. There are lenders who work with people with less than perfect credit and can offer loans with more flexible terms. By taking some time to reflect on what matters most, homeowners can narrow down their options more quickly and find the right fit for their needs. Lyon Financial is located at 118 Morlake Drive Suite 202, Mooresville, NC 28117. NC Branch ID# 1446463, This profile is powered by Birdeye. The financing you need to make the memories you deserve. Build your furure with our help! Super simple process. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. and not be charged any additional interest. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. This means youll save money on interest over the life of the loan. Finally, youll need to have a solid business plan. Luxury Pools time with each and every customer. Well also email you the link so you can view at anytime. Thanks Ed! Lyon Financial. We work with multiple lenders, so we have multiple options. In most cases, before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. After 6 months, the card expires and your payment is locked in. Their customer Service is exceptional. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. CONTACT 941-371-2252. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Swimming Pool Financing & Home Improvement Loans | Viking Capital *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. When shopping around for quotes, be sure to inquire about any origination fees or prepayment penalties so there are no surprises down the road. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we could move forward with our dream pool project. In addition, homeowners with sufficient home equity may have the option to use funds from a home equity loan for pool installations. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. If so, you may be wondering about the best way to finance this project. . Once you have a strong credit score in hand, compare offers from multiple lenders before selecting the one that offers you the lowest interest rate and most favorable repayment terms. Viking Capital is a family-owned business that has been in operation since 1999. . We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Contact him, he's a. a good forex trader who knows the importance of risk management. All rights reserved. . You can also contact her on Facebook, and Instagram. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Financing - Concord Pools & Spas Flexible and varied loan terms so borrowers can pay back their pool loan at a pace that feels right for them. Lyon announced today that on May 7th, a joint venture between newly-formed Lyon Capital Partners, LLC, (formerly Echelon Capital) and Revere Finance closed on the acquisition of substantially all of the assets of Lyon Workspace Products, LLC, and its affiliates. Looking into a pool loan, this seems fishy Is it? Fund your family fun here. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. Borrowers must have a minimum credit score of 580 and a maximum debt-to-income ratio of 50%. Home - Aquanatics Pools Viking Capital Pool Loan Credit Requirements are fairly simple and straightforward. If youre considering a pool loan, you may be wondering about the difference between Viking Capital and Lyon Financial. Multiple Loan Options - including 10 and 12 year loans only available through Viking Capital. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. Get in touch today to ensure you get the job done well. Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. Contact. There is no prepayment penalty! We offer long-term loans with low rates, catered for home improvements. APPLY AT LIGHT STREAM FINANCIAL. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Home | Sway Pools Articles may contain affiliate links which enable us to share in the revenue of any purchases made. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. When comparing different lenders, its important to pay attention to more than just the interest rate. You can only see the pick at SportsLine. About Viking Capital. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. Lyon Financial; HFS Financial; Viking Capital; Paramount Capital. Advertised rates and terms are subject to change without notice. After 40 years in the business, we still put people first. With 43 years of experience and over half a million satisfied customers nationwide, let Lyon Financial help bring all your backyard dreams to life! A bad credit score is generally considered to be any score below 630. Directory > Business Services > Financial Services | AQUA Magazine Although some companies may charge lender fees like origination and application fees, the single largest expense borrowers will pay on a pool loan is interest. If you would like to learn more about the products or services offered by Concord Pools & Spas, please fill out and submit the form to contact our sales department. Cheap pool loans usually combine low interest rates, generous discounts, and flexible repayment schedules to give borrowers the biggest bang for their buck. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. Loans up to $75,000 Apply Viking Capital. It is a big financial investment, but its also a huge quality of life investment. Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. HELOC vs. Home Equity Loan. Assessing an applicants credit history can help lenders minimize risk by weeding out potential customers who have struggled to keep up with debt in the past. Email:is.jacksonrobert@gmail.com Read more >. [CDATA[ A third option is called a cash-out refinance which allows homeowners to refinance their existing mortgage and take out additional cash in order to pay for things like renovations or college tuition expenses. repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. We also look for any recent negative marks, such as bankruptcies or tax liens. A: Rates range from 4.99% APR* to 17.99% APR. With the help of our financial partners, Viking Capital and Lyon Financial, and the Premier Pool Contractor team, your dream becomes a reality! Unsure of what option is best for you? If you have loan needs, Viking Capital is your answer. Subject to change. What's-app:+1 (657) 366-7359. As homeowners review their options and weigh the strengths and weaknesses of each lender, its important to know what features or capabilities to prioritize above other considerations. JACKSON POOLS ALL RIGHTS RESERVED. Our builder partners offer their customers great financing options and receive other benefits that help them sell more pools! Unemployed borrowers can defer their monthly payment for 3-month intervals and up to 12 months total. GENERAL INQUIRIES. Subject. An inquiry you submit to Lyon Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. Some lenders focus exclusively on pool loans, which can provide peace of mind to homeowners, knowing that their financing terms are geared toward pool installations. There are no prepayment penalties so you can pay off your loan early if you want to save on interest. Apart from work she likes dancing and listening to music. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota Expert recap and game analysis of the Detroit Lions vs. Minnesota Vikings NFL game from September 25, 2022 on ESPN. Great Service - you will feel like the valued customer that you are. Concord Pools partners with Viking Capital to offer highly desirable financing options. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. Our loan options are unsecured, meaning there are no appraisals or equity required. Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. Renovations. The terms of your loan will be determined by the amount you are borrowing, your credit score, and the lender you choose. Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. There are other options available if you have bad credit and want to finance a pool. HFSs platform loans are personal loans which mean NO EQUITY is needed and all loans fund 100% Direct-to-Consumer. Sarah Bess - Director Of Business Development - Viking Capital, Inc With their easy-to-use platform and quick approval . Borrowers can further reduce their interest payments by taking advantage of the lenders autopay discount, which can lower a loans APR by 0.5 percentage points if the customer enrolls in autopay. What are the interest rates? Being self employed and having complicated taxes i was less then enthused to start the process. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. Name. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! A: There are no prepayment penalties so you can pay the loan off early Borrowers looking to build a more expensive pool with high-quality materials and luxurious amenities may want to start their search for the best pool loans by focusing on lenders with higher maximum loan amounts. She is very passionate about general health and beauty. Some of the other highlights of working with Lyon Financial: Loans up to $150,000 . A higher credit score indicates to lenders that youre a lower-risk borrower and more likely to repay your debt on time. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. The smiles start here! As long time members of the community, we try to do whatever we can to help our customers get the pool of their dreams. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Your APR may differ based on loan purpose, amount, term and your credit profile.

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