Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. 2022 Illinois Housing Development Authority. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Homeowners with household incomes less than 150% of the Area's Median Income. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. Those interested can apply through the end of January 2023. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> Have experienced a financial hardship associated with the COVID-19 pandemic. 1. Los destinatarios elegibles NO tienen que devolver el dinero. Have household income at or below your states program requirements. To find out if youre eligible and get prepared visit. Eligible households can apply to receive as . Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Illinois Emergency Homeowner Assistance Fund - HODC If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC If applicants can repay part, but not all of the costs . Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Necesita ayuda para ponerse al da con los pagos de su hipoteca? Check the status of your application. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Get up to $60,000 from the State of Illinois to pay past due homeowner If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Some locations expect to receive more applications than can be funded by their program. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. call (855) 631-0811. They can help guide you through the application process. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Gov. This program data is updated weekly.. Illinois homeowners could receive up to $30K in mortgage relief The goal of the program is to help stabilize Illinois families while they regain financial footing. 8R! Avoid any company that does this. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. The application period runs from April 11th through May 31st, 2022. Grants have a lifetime limit of $10,000. 2022 Illinois Housing Development Authority. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Your (or your tenants) household income is at or below the limit for your county. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois x]s6=3xt@c&9wimd5DK. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Check your local program for details . Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. Contact a Housing Stability Service Provider NearYou. Download this in-depth trifold to print professionally and distribute strategically. Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. Enter your email below to be notified for program updates. JB Pritzker and the Illinois Housing Development . A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Click here to find the income limits for your county. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. ILHAF - Illinois Housing Help You dont have to pay anyone to help you avoid foreclosure. Illinois Housing Help is Here! HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. All rights reserved. Contact HODC at847-564-2900to make an appointment. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. Do I have to pay back the money I receive? stream {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. The Illinois Housing Development Authority is here to help. 1 0 obj Illinois Homeowner Assistance Fund Applications Begins April 11th To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. They can help you figure out your options and guide you through the paperwork and process of working with your servicer. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Emergency Mortgage Assistance Program . %%EOF For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Homeowners who are past due on their mortgage or property tax payments. Many states cover a wide variety of homes, including: Check with your local program for details. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Grants must be repaid if the property is sold in less than 3 years. HAF Plans | U.S. Department of the Treasury Available in English and Spanish. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. The Illinois Homeowner Assistance Fund (ILHAF) program is open. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Please continue to check back for updates and information about future programs or resources that may become available. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. 'nff`] 7; H3"@ $ Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. 0 Get Homeowner Assistance Fund help - Consumer Financial Protection Bureau endobj Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Gov. Already applied for utility billassistance? Available in English and Spanish. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? For more program information, you may visit illinoishousinghelp.org. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. A list of other requirements is available here. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. If you qualify,wecan help you with the application process. They are compatible with all social media platforms. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. If you are a servicemember, contact your local Legal Assistance Office. What is the Homeowner Assistance Fund (HAF)? Est en riesgo de perder su casa? Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Governor Juliana Stratton. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. $309 million available to homeowners struggling with mortgages 259 0 obj <>stream Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. However, under some circumstances, individual programs may require the money to be repaid. When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. See the session schedule below. Copyright 2022 KWQC. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. IL homeowners impacted by COVID-19 can apply for financial help You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. Find a housing counselor near you. Loan interest rate is fixed at 1%. Something went wrong while submitting the form. You will needthese documentsduring the application process. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. 2 0 obj Be careful to avoid scammers who engage in these practices. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. How can I get help filling out my application? Apply no. The goal of the program is to . Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Find free legal help for homeowners in your area here. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. This program has some income-related restrictions on which homeowners will qualify to receive funding. All services related to the HAF program are free of charge. Homeowners with household incomes less than 150% of the Area Median Income. All Rights Reserved. If you need immediate assistance with housing expenses, please contact a. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. Well forward it to the company and work to get you a response, generally within 15 days. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. Illinois Emergency Homeowner Assistance Fund (ILHAF) | IHDA endobj The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. The new application deadline has not been announced yet. Oops! All rights reserved. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. The program is administered by the Illinois Housing Development Authority (IHDA). ILHAF | Open Communities | Evanston Find out the status of your LIHEAP application. endobj The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. Illinois Emergency Homeowner Assistance Fund Is Not Accepting CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Check your specific program requirements based on your area. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Copyright 2022 WIFR. Illinois starts offering grants for home improvement for low-income 2023 HODC. All Rights Reserved. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org %PDF-1.7 Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. 2nd application period open for Illinois Homeowner Assistance Fund Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Gov. Pritzker: Applications open April 11 for homeowner assistance fund Mortgage Resource Toolkit If you have already submitted an application, you may check your status by logging into your ILHAF account here. They may also try to charge you for applying to a free program. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Homeowners who own and occupy their property as their primary residence. Do I have other options if I am not approved for HAF? This program has some income-related restrictions on which homeowners will qualify to receive funding. These sessions will provide a road map for you to follow to make the application process more efficient. Provide immediate housing stability for up to three prospective months, if deemed necessary. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Report suspected fraud here. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. This program has some income-related restrictions on which homeowners will qualify to receive funding. Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. To learn more visit IllinoisHousingHelp.org. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting.

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